PLAN WITH JENISE™

The Reality

We are guaranteed only one thing in life — that one day, our time here will end. We can’t predict the day and we can’t avoid it, but we can prepare for the reality so our families aren’t left overwhelmed.

Number of deaths for leading causes of death (U.S.)

  • Heart disease: 680,981
  • Cancer: 613,352
  • Accidents (unintentional injuries): 222,698
  • Stroke (cerebrovascular diseases): 162,639
  • Chronic lower respiratory diseases: 145,357

Source: Recent CDC provisional mortality statistics.

Life Insurance Coverage Gaps (U.S., 2024)

  • 49% of adults do not have life insurance.
  • 60% of Americans either lack coverage or are unsure if they’re covered.
  • 42% say they are underinsured.
  • More than 102 million people report they need life insurance or need more.
  • 1 in 3 households would face financial hardship within one month if a primary earner died.

Source: LIMRA & Life Happens – U.S. Life Insurance Ownership and Need Study.

Deaths Per Day by Age Group

Age alone doesn’t tell the whole story, but it clearly shows why waiting “until later” can sometimes turn into “too late.”

(Here you can add your bar graph image file of U.S. deaths per day by age.)

Coverage Gaps at a Glance

Many families are just one unexpected loss away from financial stress. A small, affordable final expense plan can close that gap.

(Here you can add the bar graph image we created for life insurance gaps.)